🇯🇵Which banks accept Americans in Japan?

MUFG checks FATCA status at account opening; US persons' account details are reported to the IRS with their consent. Original: "米国人等に該当する場合、お客さまの同意のもとに米国税務当局（内国歳入庁）に口座情報等を報告させていただきます" = "If you are a US person, we will report your account information to the IRS with your consent."

Monex sends people with US ties (US green card, 183+ days in the US, other foreign tax obligations) to its postal account-opening route instead of online opening. We could not directly verify which foreign-stock products US persons can trade at Monex.

Implied open: SBI Shinsei asks US persons for its designated documents, including consent to report to the IRS.

Matsui's general account is open to Japan residents of any nationality. Its US stock account is barred to US persons, green card holders, US residents and US taxpayers. Original: "米国人・グリーンカード保有者(米国永住権所有者)・米国居住者・米国納税義務者…でないこと" = "must not be a US person, green card holder, US resident or US taxpayer."

Rakuten Securities restricts US citizens, green-card holders and US residents from trading all foreign stocks, because it isn't registered to provide securities services to US persons. Domestic Japanese products aren't covered by this restriction.

To open SBI Securities' foreign-stock trading account, you must not be a US citizen, green-card holder or US resident. The page doesn't address domestic accounts.

US persons can't trade mutual funds at SMBC Trust Bank PRESTIA. If you become one, fund holdings may have to be sold. Original: "米国税法上の米国人（米国市民、米国居住者、またはグリーンカード保有者）は、投資信託をお取引いただけません" = "US persons under US tax law (citizens, residents, green card holders) cannot trade investment trusts."

Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.

Schwab markets brokerage accounts specifically to 'U.S. citizens living abroad', with US-dollar accounts, a Schwab Visa debit card with ATM fee refunds, and 1099 tax reporting. Which products you can get depends on your country of residence.

IBKR treats US citizens as US tax residents wherever they live. Its staff, replying on IBKR's own Campus site, say it offers IRAs to US citizens living anywhere in the world, and that you keep your account when you relocate unless the new country is sanctioned. IBKR may still ask for a new application and asset transfer to its local entity. Your entity follows your country of legal residence.

Fidelity's FAQ for investors outside the US says it doesn't open new accounts for people residing outside the US. Existing customers who move abroad may keep accounts, but they can't buy mutual fund shares (including adding to funds they already hold), and further limits vary by country. Fidelity's site blocks automated fetches, so this was checked against the search-index copy of the official page. Re-check it manually.

Schwab says International clients 'in certain jurisdictions' may no longer be able to buy US-registered ETFs. It offers EU-authorised UCITS ETFs to EEA residents instead, traded through a specialist with foreign transaction fees.

COMMUNITY DATAPOINT, NOT OFFICIAL POLICY. Bogleheads forum members report that after they gave Vanguard a foreign residential address, they could no longer buy or exchange, but could still sell, reinvest dividends and transfer out. Some reported taxable accounts being closed. Experiences vary by country. Vanguard's own legal notice only says its US products are intended for US residents.

Betterment says it only operates in the US and can't accept customers residing outside the US, including US citizens living or working abroad. You need a permanent US address plus an SSN or ITIN. Login may be blocked from some countries.

Firstrade accepts international clients, but only non-US persons. Its help centre says it doesn't accept new applications from US citizens or permanent residents living abroad.

Revolut's trading entities outside the US can't serve US persons (citizens or residents) living outside the US. Only Revolut's US entity serves US persons, and only those residing in the US. The page says nothing about Revolut's everyday account.

Wealthfront requires an SSN, a permanent US residential address and current US residence. It says it can't support clients living outside the US, including US citizens abroad. The page mentions a possible exception for active-duty military and US government employees.