Does Interactive Brokers (IBKR) accept US citizens abroad?
Broker headquartered in United States. Website: https://www.interactivebrokers.com
IBKR treats US citizens as US tax residents wherever they live. Its staff, replying on IBKR's own Campus site, say it offers IRAs to US citizens living anywhere in the world, and that you keep your account when you relocate unless the new country is sanctioned. IBKR may still ask for a new application and asset transfer to its local entity. Your entity follows your country of legal residence.
"Interactive Brokers offers Individual Retirement Accounts for individual US citizens living anywhere in the world and US resident aliens only."
Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.
"U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products."
By country
| Country | Product | Status | Note & source | Last confirmed |
|---|---|---|---|---|
| Anywhere abroad | Brokerage account & IRAs | Opens new accounts | IBKR treats US citizens as US tax residents wherever they live. Its staff, replying on IBKR's own Campus site, say it offers IRAs to US citizens living anywhere in the world, and that you keep your account when you relocate unless the new country is sanctioned. IBKR may still ask for a new application and asset transfer to its local entity. Your entity follows your country of legal residence. | 2026-10-19 |
| 🇫🇷 France | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇩🇪 Germany | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇮🇪 Ireland | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇮🇹 Italy | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇳🇱 Netherlands | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇵🇹 Portugal | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇪🇸 Spain | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |
| 🇬🇧 United Kingdom | US-listed ETFs (e.g. VOO, VTI) | Restricted | Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer. official Source: IBKR FAQ: PRIIPs regulation | 2026-10-19 |